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Ways to Afford a New HVAC Systems

July 17, 2023

When it comes to a new HVAC system, the cost can be daunting. But there are ways to make it more manageable. When looking for a new HVAC system, it is essential first to understand what factors can raise or lower the cost of the new system.

Factors That Affect the Cost of an AC System

Installing a central AC system has several parts. From the AC unit to ductwork installation r modification, and more, there are a variety of factors that affect the cost.

Evaluation By an AC Professional

Before installation, you will need to have a load calculation completed. This calculation shows us how much heat your home is gaining throughout the day, allowing us to determine what size AC unit you need for efficient cooling. Additionally, you should have an energy audit completed to see if there are any air leaks or other issues that may increase your operations costs for your AC. This will help ensure that your home is adequately equipped to handle an AC unit and ensure efficient operation.

Ductwork Modification or Installation

Before your AC unit can be installed, your ductwork must be evaluated to ensure it can handle the central air system. Even if you have ducts, many ducts cannot handle the operation of a modern AC unit, so you may need modifications or new ducts. Our team will also check to ensure you have adequate space for an air conditioner coil, correct sized vents, and to run a refrigerant line to the exterior of the home. If your home cannot accommodate it, there are also ductless HVAC systems.

With the right upgrades and modifications, we can accommodate your new AC unit, but it will raise costs for your installation. On the other hand, it will lower your energy bills in the long run and keep your rooms cool all summer.

The AC Unit You Choose

Once the above steps are completed, you must choose an AC unit. The type you choose will depend on the structure and size of your home. You can choose between three main types:

Split air conditioning

This system consists of an evaporator coil, condensing unit, and air handler. They are quiet and are great for homes with an existing furnace.

Packaged central air

These are similar to split air conditioning, but all three elements are combined inside one box and are installed either on the roof or next to the foundation of the home. They are not as common for homes unless you don’t have space for a split system.

Heat Pumps

\This system will work as an AC and a furnace. To cool the home, it will extract hot air from the home and push it outside. To warm the home, it pulls outdoor heat inside. They are efficient but best suited for mild climates and work well with an existing gas furnace.

Each type of air conditioner has a different cost, and not all types will perform well in your home. It is best to work with your AC installation professionals to ensure you choose the unit that is best suited for your home and your comfort needs.

Labor and Installation Fees

Having a professional install your central air conditioning will ensure that all measures are taken to install it correctly and keep it running efficiently for years to come, but the cost of installation needs to be considered when you are budgeting for your new air conditioner.

While it may be tempting to go with the cheapest labor, you may not receive quality work, which can cost you more in the long run when you need to hire someone else to fix a bad installation. It’s best to do your research. Look online for reviews and get referrals from friends, family, or coworkers. It is also recommended to get at least three different estimates and be sure to ask plenty of questions about their experience, qualifications, insurance, etc.

What are My Financing Options for Purchasing a New Air Conditioner?

If possible, you can pay cash for your AC unit, avoiding the extra costs of interest or the fees that other financing options come with. If you plan to use cash, be wary of cash-based scams since they don’t leave a paper trail. Other finicking methods offer you more protection from scams.

Another way to make a new HVAC system more affordable is to use financing options like credit cards, personal loans, home equity loans, or contractor financing. This can be done through your provider, your contractor, or with an independent lender. Whichever you choose, make sure you read the fine print and understand all of the terms before signing any paperwork. You want to be sure that you are making a financially responsible decision before you commit.

You may also want to look into energy-efficient systems, which may qualify for government tax credits or utility rebates. This can reduce the cost of the system, making it more manageable and helping you save money on your energy bills year after year.

Air Conditioning Installation Services

At Jacob Heating & Cooling, we offer expert furnace and air conditioning installation services to keep your home comfortable all year round! Contact us today to learn more!

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